Financing Referral

Earn Cash Rewards by Referring SMEs for Financing.

Earn While Helping

Refer an SME. Earn Cash Rewards.

Do you know a business that needs funding? With our Financing Referral Program, you can refer SMEs — whether from your supply chain, customer base, or professional network — and earn cash rewards when they successfully raise funds through SME Funding-i.

Cash Rewards

Earn attractive cash incentives for every successful referral (credited after disbursement).

Open to All Users

Any user with a verified account can participate. No limits.

Win-Win-Win

SMEs get financing, you get rewarded, investors gain new opportunities.

Easy & Transparent

Just refer, and we manage the rest — from assessment to campaign launch.

How It Works
1
Refer an SME

Share details of a business you know directly through our platform.

2
SME Applies

The referred SME submits their financing application.

3
Assessment & Listing

Once approved, their campaign goes live for investors to fund.

4
You Get Rewarded

When the SME's financing is fully raised and disbursed, you receive your cash reward.

Earn Up To 0.5%

💰 SME Financing Referral Rewards

Your reward is calculated based on the approved financing amount. No cap on referrals.

SME Approved Financing Size Your Rewards (up to 0.5%)
RM100,000 RM500
RM250,000 RM1,250
RM500,000 RM2,500
RM1,000,000 RM5,000
Unlimited Amount Unlimited Reward

Example: If the SME you refer secures RM3,000,000 in financing, you earn RM15,000.

Who to Refer

Ideal SMEs to Refer

SMEs business must meet the following requirements:

Growing businesses

Needing working capital or expansion funds

Established SMEs

With good track records seeking alternative financing

Contractors and suppliers

With outstanding invoices or project financing needs

Franchise owners

Looking to expand or setup new outlets

Property investors

Seeking refinancing or new property acquisition

Kindly Fill Up Your Info for

Financing Referral

About Your Information


Who Would You Like to Refer?

T&Cs apply

Ready to Grow with SME Funding-i?

Access smart, Shariah-compliant financing and investment opportunities that drive sustainable growth. SME Funding-i connects businesses and investors through a secure, transparent marketplace built on trust, ethics, and innovation.