Shariah-Compliant Financing
Islamic Property Funding-i
Shariah-compliant financing to purchase or refinance properties while freeing up capital for business needs.
About This Product
Islamic Property Funding-i
Long-term, asset-backed financing for property acquisition and business capital release for Malaysian SMEs.
Suitable For
Commercial properties
Industrial buildings
Residential properties
Land for development
Financing Details
Financing Range
RM500,000 – RM10 million
Tenure
Up to 240 months (20 years)
Repayment
Monthly instalments
Collateral
Subject property required
Shariah Contract
Commodity Murabahah (Tawarruq)
Why Choose This Product?
Key Benefits
Longer Tenure
Extended financing terms of up to 20 years for better cash-flow management.
Lower Effective Rates
Competitive profit rates supported by property assets.
Enhanced Confidence
Property collateral offers added security and transparency for investors.
Capital Release
Unlock working capital by refinancing existing properties.
Applications
Ideal For SMEs Undertaking
01
Long-term funding secured against properties
02
Refinancing to release working capital
03
Property acquisition for business expansion
04
Lower financing costs with extended repayment