Shariah-Compliant Financing
Islamic Business Term Funding-i
Flexible financing to fuel SME growth — whether for expansion, working capital, or CAPEX needs.
About This Product
Islamic Business Term Funding-i
Fast, flexible, and collateral-free financing designed for Malaysian SME growth and expansion needs. Powered by Commodity Murabahah (Tawarruq) and fully regulated by the Securities Commission Malaysia.
Suitable For
Business expansion and growth initiatives
Equipment purchase and CAPEX investments
Working capital to support operations
SMEs seeking fast, flexible funding solutions
Financing Details
Financing Range
RM100,000 – RM10 million
Tenure
Up to 84 months (7 years)
Repayment
Monthly instalments
Collateral
Not required
Shariah Contract
Commodity Murabahah (Tawarruq)
Why Choose This Product?
Key Benefits
Faster Approval
Quicker funding compared to traditional bank loans — designed to help Malaysian SMEs access capital without long waiting periods.
Fully Shariah-Compliant
100% ethical and approved under Islamic principles, ensuring Shariah-compliant and transparent structures.
No Collateral Required
Secure SME financing without pledging business assets.
Flexible Terms
Customised repayment schedules of up to 7 years.
Applications
Ideal For SMEs Undertaking
01
Business expansion and growth
02
Equipment purchase or CAPEX
03
Working capital support
04
Operational cash flow needs