:root {
  --sme-navy:       #0d1b3e;
  --sme-navy-mid:   #1a3060;
  --sme-blue:       #0059AC;
  --sme-blue-dark:  #004493;
  --sme-teal:       #5CDDD3;
  --sme-teal-rgb:   92, 221, 211;
  --sme-dark:       #111827;
  --sme-muted:      #6b7280;
  --sme-border:     #e5e7eb;
  --sme-bg-alt:     #f8fafc; }

body {
  font-family: 'Manrope', system-ui, -apple-system, sans-serif !important;
  color: var(--sme-dark);
  background: #fff; }

h1, h2, h3, h4, h5, h6 {
  font-family: 'Manrope', system-ui, sans-serif;
  font-weight: 700; }

.sme-gradient {
  background: linear-gradient(90deg, var(--sme-teal) 0%, #38c9c0 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text; }

nav.navbar-public,
.navbar.navbar-public {
  background-color: #fff !important;
  padding: 0.6rem 0;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.08); }
  nav.navbar-public .navbar-brand img,
  .navbar.navbar-public .navbar-brand img {
    height: 44px;
    width: auto; }
  nav.navbar-public .navbar-nav .nav-link,
  .navbar.navbar-public .navbar-nav .nav-link {
    color: var(--sme-navy) !important;
    font-weight: 600;
    font-size: 0.875rem;
    padding: 0.5rem 0.75rem;
    position: relative;
    transition: color 0.2s; }
    nav.navbar-public .navbar-nav .nav-link::after,
    .navbar.navbar-public .navbar-nav .nav-link::after {
      content: '';
      position: absolute;
      bottom: 0;
      left: 0.75rem;
      right: 0.75rem;
      height: 2px;
      background: var(--sme-teal);
      transform: scaleX(0);
      transition: transform 0.2s ease; }
    nav.navbar-public .navbar-nav .nav-link:hover, nav.navbar-public .navbar-nav .nav-link.active,
    .navbar.navbar-public .navbar-nav .nav-link:hover,
    .navbar.navbar-public .navbar-nav .nav-link.active {
      color: var(--sme-blue) !important; }
      nav.navbar-public .navbar-nav .nav-link:hover::after, nav.navbar-public .navbar-nav .nav-link.active::after,
      .navbar.navbar-public .navbar-nav .nav-link:hover::after,
      .navbar.navbar-public .navbar-nav .nav-link.active::after {
        transform: scaleX(1); }
  nav.navbar-public .nav-link.dropdown-toggle::after,
  .navbar.navbar-public .nav-link.dropdown-toggle::after {
    border-top-color: var(--sme-navy);
    opacity: 0.6; }
  nav.navbar-public .dropdown-menu,
  .navbar.navbar-public .dropdown-menu {
    background-color: #fff !important;
    border: 1px solid var(--sme-border);
    border-top: 3px solid var(--sme-teal);
    border-radius: 0 0 0.5rem 0.5rem;
    min-width: 240px;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
    padding: 0.4rem 0;
    margin-top: 0; }
  nav.navbar-public .dropdown-item,
  .navbar.navbar-public .dropdown-item {
    color: var(--sme-navy) !important;
    font-size: 0.84rem;
    font-weight: 500;
    padding: 0.5rem 1.25rem;
    transition: all 0.15s;
    background: transparent !important; }
    nav.navbar-public .dropdown-item:hover, nav.navbar-public .dropdown-item:focus,
    .navbar.navbar-public .dropdown-item:hover,
    .navbar.navbar-public .dropdown-item:focus {
      color: var(--sme-blue) !important;
      background: rgba(var(--sme-teal-rgb), 0.08) !important;
      padding-left: 1.5rem; }
  nav.navbar-public .dropdown-header,
  .navbar.navbar-public .dropdown-header {
    color: var(--sme-teal) !important;
    font-size: 0.68rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    padding: 0.6rem 1.25rem 0.2rem; }
  nav.navbar-public .dropdown-divider,
  .navbar.navbar-public .dropdown-divider {
    border-color: var(--sme-border) !important;
    margin: 0.2rem 0; }
  nav.navbar-public .navbar-toggler,
  .navbar.navbar-public .navbar-toggler {
    border-color: rgba(13, 27, 62, 0.2);
    padding: 0.3rem 0.5rem; }
    nav.navbar-public .navbar-toggler:focus,
    .navbar.navbar-public .navbar-toggler:focus {
      box-shadow: 0 0 0 0.15rem rgba(var(--sme-teal-rgb), 0.25); }
  nav.navbar-public .navbar-toggler-icon,
  .navbar.navbar-public .navbar-toggler-icon {
    background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='rgba(13,27,62,0.8)' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e") !important; }
  nav.navbar-public .btn-nav-login,
  .navbar.navbar-public .btn-nav-login {
    display: inline-block;
    background: transparent;
    border: 1.5px solid var(--sme-blue);
    color: var(--sme-blue) !important;
    border-radius: 6px;
    font-size: 0.82rem;
    font-weight: 600;
    padding: 0.32rem 0.85rem;
    text-decoration: none;
    line-height: 1.6;
    transition: all 0.2s; }
    nav.navbar-public .btn-nav-login:hover,
    .navbar.navbar-public .btn-nav-login:hover {
      background: var(--sme-blue);
      color: #fff !important; }
  nav.navbar-public .btn-nav-register,
  .navbar.navbar-public .btn-nav-register {
    display: inline-block;
    background: var(--sme-blue);
    border: none;
    color: #fff !important;
    border-radius: 6px;
    font-size: 0.82rem;
    font-weight: 700;
    padding: 0.32rem 0.85rem;
    text-decoration: none;
    line-height: 1.6;
    transition: all 0.2s; }
    nav.navbar-public .btn-nav-register:hover,
    .navbar.navbar-public .btn-nav-register:hover {
      background: var(--sme-blue-dark);
      color: #fff !important; }
  nav.navbar-public .lang-btn,
  .navbar.navbar-public .lang-btn {
    background: transparent;
    border: 1px solid var(--sme-border);
    color: var(--sme-navy);
    border-radius: 5px;
    font-size: 0.75rem;
    font-weight: 600;
    padding: 0.28rem 0.5rem;
    cursor: pointer;
    transition: all 0.15s; }
    nav.navbar-public .lang-btn:hover,
    .navbar.navbar-public .lang-btn:hover {
      border-color: var(--sme-teal);
      color: var(--sme-blue); }
    nav.navbar-public .lang-btn.active,
    .navbar.navbar-public .lang-btn.active {
      background: var(--sme-teal);
      border-color: var(--sme-teal);
      color: var(--sme-navy); }

@media (max-width: 991px) {
  nav.navbar-public .dropdown-menu {
    border-top: none;
    border-left: 3px solid var(--sme-teal);
    box-shadow: none;
    margin-left: 1rem; } }

.hero-main {
  min-height: 90vh;
  position: relative;
  display: flex;
  align-items: center;
  overflow: hidden;
  background-color: var(--sme-navy);
  background-image: linear-gradient(135deg, rgba(13, 27, 62, 0.96) 0%, rgba(26, 48, 96, 0.92) 55%, rgba(0, 89, 172, 0.88) 100%); }
  .hero-main::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("https://sme-funding-i-public-assets.s3.ap-southeast-5.amazonaws.com/landing/jumbotron.webp") center/cover no-repeat;
    opacity: 0.75;
    z-index: 0; }
  .hero-main::after {
    content: '';
    position: absolute;
    top: -20%;
    right: -5%;
    width: 50vw;
    height: 50vw;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(var(--sme-teal-rgb), 0.07) 0%, transparent 65%);
    pointer-events: none;
    z-index: 0; }
  .hero-main .hero-inner {
    position: relative;
    z-index: 1; }
  .hero-main h1 {
    font-size: clamp(2rem, 5vw, 3.25rem);
    color: #fff;
    line-height: 1.18;
    font-weight: 800;
    margin-bottom: 1rem; }
  .hero-main .hero-subtitle {
    color: white;
    font-size: 1.05rem;
    max-width: 520px;
    line-height: 1.75;
    margin-bottom: 2rem; }
  .hero-main .hero-sc-label {
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.65);
    font-weight: 500; }
    .hero-main .hero-sc-label strong {
      color: #fff; }

.hero-page {
  background-color: var(--sme-navy);
  background-image: linear-gradient(135deg, var(--sme-navy) 0%, var(--sme-navy-mid) 100%);
  padding: 5rem 0 3.5rem;
  position: relative;
  overflow: hidden; }
  .hero-page::after {
    content: '';
    position: absolute;
    top: -30%;
    right: -5%;
    width: 40vw;
    height: 40vw;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(var(--sme-teal-rgb), 0.07) 0%, transparent 70%);
    pointer-events: none; }
  .hero-page h1 {
    color: #fff;
    font-size: clamp(1.75rem, 4vw, 2.6rem);
    font-weight: 800;
    position: relative;
    z-index: 1; }
  .hero-page p {
    color: rgba(255, 255, 255, 0.7);
    font-size: 1rem;
    max-width: 580px;
    position: relative;
    z-index: 1; }
  .hero-page .breadcrumb {
    background: transparent;
    padding: 0;
    margin: 0 0 1rem;
    position: relative;
    z-index: 1; }
    .hero-page .breadcrumb .breadcrumb-item a {
      color: rgba(255, 255, 255, 0.5);
      text-decoration: none; }
    .hero-page .breadcrumb .breadcrumb-item.active {
      color: var(--sme-teal); }
    .hero-page .breadcrumb .breadcrumb-item + .breadcrumb-item::before {
      color: rgba(255, 255, 255, 0.3); }

.sme-why-section {
  background: linear-gradient(135deg, rgba(var(--sme-teal-rgb), 0.1) 0%, rgba(var(--sme-teal-rgb), 0.04) 40%, transparent 68%); }

.sme-why-bg {
  padding: 2.5rem 0 0; }
  @media (max-width: 768px) {
    .sme-why-bg {
      padding: 1.75rem 0 0; } }
.sme-why-divider {
  width: 2px;
  height: 56px;
  background: var(--sme-teal);
  border-radius: 2px; }

.sme-why-card {
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid rgba(var(--sme-teal-rgb), 0.3);
  border-radius: 16px;
  padding: 1.75rem 1.5rem;
  height: 100%;
  transition: box-shadow 0.2s, border-color 0.2s, transform 0.2s; }
  .sme-why-card h5 {
    font-weight: 800;
    font-size: 1rem;
    color: var(--sme-dark);
    line-height: 1.3;
    margin-bottom: 0.85rem; }
  .sme-why-card p {
    color: var(--sme-muted);
    font-size: 0.86rem;
    line-height: 1.72;
    margin: 0; }
  .sme-why-card:hover {
    border-color: rgba(var(--sme-teal-rgb), 0.55);
    box-shadow: 0 8px 28px rgba(var(--sme-teal-rgb), 0.16);
    transform: translateY(-3px); }

.sme-quote-block {
  background: rgba(var(--sme-teal-rgb), 0.1);
  border-radius: 16px;
  padding: 2.75rem 2rem;
  text-align: center;
  max-width: 700px;
  margin: auto; }
  .sme-quote-block p {
    font-size: 1.12rem;
    font-weight: 600;
    color: var(--sme-dark);
    max-width: 640px;
    margin: 0 auto;
    line-height: 1.65; }

.sme-quote-marks {
  font-size: 4.5rem;
  color: var(--sme-teal);
  line-height: 0.75;
  margin-bottom: 1.25rem;
  font-family: Georgia, 'Times New Roman', serif;
  letter-spacing: -0.08em; }

.sme-banker-card {
  background: rgba(var(--sme-teal-rgb), 0.07);
  border: 1px solid rgba(var(--sme-teal-rgb), 0.18);
  border-radius: 16px;
  overflow: visible;
  text-align: center;
  transition: box-shadow 0.2s, transform 0.2s, border-color 0.2s;
  margin-top: 6rem; }
  .sme-banker-card:hover {
    box-shadow: 0 8px 28px rgba(var(--sme-teal-rgb), 0.18);
    border-color: rgba(var(--sme-teal-rgb), 0.4);
    transform: translateY(-3px); }

.banker-card-img {
  margin-top: -9rem;
  padding: 0 1.75rem;
  height: 220px;
  display: flex;
  align-items: flex-end;
  justify-content: center; }
  .banker-card-img img {
    max-width: 100%;
    max-height: 100%;
    width: auto;
    object-fit: contain;
    object-position: bottom; }
  .banker-card-img.banker-card-img--sm img {
    max-height: 160px; }

.banker-card-body {
  padding: 1rem 1.5rem 1.75rem; }
  .banker-card-body h5 {
    font-weight: 800;
    font-size: 1.05rem;
    color: var(--sme-dark);
    margin-bottom: 0.55rem; }
  .banker-card-body p {
    color: var(--sme-muted);
    font-size: 0.88rem;
    line-height: 1.65;
    margin: 0; }

.sme-video-section {
  background: #fff;
  padding-top: 5rem; }

.sme-video-lower {
  background-color: var(--sme-navy);
  background-image: linear-gradient(180deg, var(--sme-navy) 0%, #060e20 100%);
  padding-top: 1rem;
  padding-bottom: 5rem; }

.sme-video-float {
  margin-top: -5rem;
  position: relative;
  z-index: 1;
  max-width: 760px;
  margin-left: auto;
  margin-right: auto; }
  @media (max-width: 768px) {
    .sme-video-float {
      margin-top: -2.5rem;
      max-width: 100%; } }
.sme-video-title {
  font-size: clamp(2rem, 4.5vw, 3rem);
  font-weight: 800;
  color: var(--sme-dark);
  line-height: 1.15;
  margin-bottom: 3rem; }

.sme-video-caption {
  color: rgba(255, 255, 255, 0.65);
  font-size: 0.88rem;
  line-height: 1.72;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto; }

.sme-core-pill {
  display: inline-block;
  background: rgba(var(--sme-teal-rgb), 0.1);
  border: 1px solid rgba(var(--sme-teal-rgb), 0.45);
  color: var(--sme-teal);
  border-radius: 50px;
  padding: 0.28rem 0.9rem;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.04em; }

.sme-value-card {
  background: rgba(var(--sme-teal-rgb), 0.06);
  border: 1px solid rgba(var(--sme-teal-rgb), 0.15);
  border-left: 3px solid var(--sme-teal);
  border-radius: 12px;
  padding: 1.65rem 1.5rem;
  transition: box-shadow 0.2s, transform 0.2s, border-color 0.2s; }
  .sme-value-card:hover {
    box-shadow: 0 6px 22px rgba(var(--sme-teal-rgb), 0.13);
    border-left-color: var(--sme-blue);
    transform: translateY(-2px); }
  .sme-value-card h5 {
    font-weight: 800;
    font-size: 1rem;
    color: var(--sme-dark);
    margin-bottom: 0.65rem; }
  .sme-value-card p {
    color: var(--sme-muted);
    font-size: 0.87rem;
    line-height: 1.72;
    margin: 0; }

.sme-team-section {
  background: rgba(var(--sme-teal-rgb), 0.18);
  position: relative; }

.sme-team-wave {
  line-height: 0; }
  .sme-team-wave svg {
    display: block;
    width: 100%;
    height: 80px; }

.sme-founder-card {
  background: #fff;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.07);
  height: 100%;
  transition: box-shadow 0.25s, transform 0.25s; }
  .sme-founder-card:hover {
    box-shadow: 0 12px 36px rgba(0, 0, 0, 0.12);
    transform: translateY(-3px); }

.founder-header {
  display: flex;
  align-items: flex-end;
  gap: 1.25rem;
  padding: 2rem 1.5rem 0rem 1.25rem; }

.founder-photo {
  flex-shrink: 0;
  width: 140px;
  height: 180px;
  border-radius: 10px;
  overflow: hidden;
  margin-top: -1px; }
  .founder-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
    display: block; }

.founder-identity {
  padding-bottom: 0.25rem; }

.founder-name {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--sme-dark);
  line-height: 1.1;
  margin-bottom: 0.4rem; }

.founder-stars {
  color: var(--sme-teal);
  font-size: 0.8rem;
  letter-spacing: 0.05em;
  margin-bottom: 0.3rem; }

.founder-role {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--sme-teal);
  text-transform: uppercase;
  letter-spacing: 0.08em; }

.founder-body {
  padding: 1.25rem 1.5rem 1.5rem; }

.founder-expertise-label {
  font-weight: 800;
  font-size: 0.95rem;
  color: var(--sme-dark);
  margin-bottom: 0.75rem; }

.founder-points {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.5rem; }
  .founder-points li {
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
    font-size: 0.84rem;
    color: var(--sme-muted);
    line-height: 1.6; }
    .founder-points li i {
      color: var(--sme-teal);
      font-size: 0.7rem;
      margin-top: 0.3rem;
      flex-shrink: 0; }

.sme-partner-group {
  padding: 0 2rem 2rem;
  text-align: center; }

.sme-partner-group--bordered {
  border-left: 1px solid var(--sme-border);
  border-right: 1px solid var(--sme-border); }
  @media (max-width: 991px) {
    .sme-partner-group--bordered {
      border-left: none;
      border-right: none;
      border-top: 1px solid var(--sme-border);
      border-bottom: 1px solid var(--sme-border);
      padding: 2rem;
      margin: 1rem 0; } }
.sme-partner-category {
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--sme-dark);
  margin-bottom: 1.5rem;
  text-align: center; }

.sme-partner-logos {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 1.5rem; }
  .sme-partner-logos img {
    max-height: 52px;
    max-width: 120px;
    width: auto;
    object-fit: contain;
    filter: grayscale(10%);
    transition: filter 0.2s, transform 0.2s; }
    .sme-partner-logos img:hover {
      filter: none;
      transform: scale(1.05); }

.btn-sme-primary {
  display: inline-block;
  background: var(--sme-blue);
  color: #fff !important;
  font-weight: 700;
  font-family: 'Manrope', sans-serif;
  border: none;
  border-radius: 8px;
  padding: 0.65rem 1.5rem;
  font-size: 0.92rem;
  text-decoration: none;
  cursor: pointer;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  line-height: 1.5; }
  .btn-sme-primary:hover, .btn-sme-primary:focus {
    background: var(--sme-blue-dark);
    color: #fff !important;
    transform: translateY(-1px);
    box-shadow: 0 4px 14px rgba(0, 89, 172, 0.35);
    text-decoration: none; }

.btn-sme-teal {
  display: inline-block;
  background: var(--sme-teal);
  color: var(--sme-navy) !important;
  font-weight: 700;
  font-family: 'Manrope', sans-serif;
  border: none;
  border-radius: 8px;
  padding: 0.65rem 1.5rem;
  font-size: 0.92rem;
  text-decoration: none;
  cursor: pointer;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  line-height: 1.5; }
  .btn-sme-teal:hover, .btn-sme-teal:focus {
    background: #4acec4;
    color: var(--sme-navy) !important;
    transform: translateY(-1px);
    box-shadow: 0 4px 14px rgba(var(--sme-teal-rgb), 0.4);
    text-decoration: none; }

.btn-sme-outline-white {
  display: inline-block;
  background: transparent;
  border: 2px solid rgba(255, 255, 255, 0.5);
  color: #fff !important;
  font-weight: 600;
  font-family: 'Manrope', sans-serif;
  border-radius: 8px;
  padding: 0.6rem 1.4rem;
  font-size: 0.92rem;
  text-decoration: none;
  cursor: pointer;
  transition: all 0.2s;
  line-height: 1.5; }
  .btn-sme-outline-white:hover, .btn-sme-outline-white:focus {
    border-color: var(--sme-teal);
    color: var(--sme-teal) !important;
    background: rgba(var(--sme-teal-rgb), 0.08);
    text-decoration: none; }

input.btn-sme-teal, button.btn-sme-teal {
  border: none; }

input.btn-sme-primary, button.btn-sme-primary {
  border: none; }

.sme-label {
  display: inline-block;
  color: var(--sme-blue);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  margin-bottom: 0.6rem; }

.sme-title {
  font-size: clamp(1.5rem, 3.5vw, 2.2rem);
  font-weight: 800;
  color: var(--sme-dark);
  line-height: 1.22; }

.sme-title-light {
  font-size: clamp(1.5rem, 3.5vw, 2.2rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.22; }

.sme-py {
  padding: 5rem 0; }

.sme-py-sm {
  padding: 3.5rem 0; }

.sme-bg-alt {
  background-color: var(--sme-bg-alt); }

.sme-text-teal {
  color: var(--sme-teal) !important; }

.sme-text-blue {
  color: var(--sme-blue) !important; }

.sme-text-muted {
  color: var(--sme-muted) !important; }

.sme-card {
  background: #fff;
  border: 1px solid var(--sme-border);
  border-radius: 12px;
  padding: 1.75rem;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s; }
  .sme-card:hover {
    border-color: rgba(var(--sme-teal-rgb), 0.55);
    box-shadow: 0 8px 24px rgba(var(--sme-teal-rgb), 0.12);
    transform: translateY(-3px); }

.sme-card-teal {
  background: #fff;
  border: 1px solid var(--sme-border);
  border-left: 4px solid var(--sme-teal);
  border-radius: 0 12px 12px 0;
  padding: 1.75rem;
  height: 100%; }

.sme-card-dark {
  background: white;
  border: 1px solid rgba(var(--sme-teal-rgb), 0.18);
  border-radius: 12px;
  padding: 1.75rem;
  height: 100%;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s; }
  .sme-card-dark:hover {
    border-color: rgba(var(--sme-teal-rgb), 0.45);
    box-shadow: 0 8px 24px rgba(var(--sme-teal-rgb), 0.14);
    transform: translateY(-3px); }

.sme-icon {
  width: 50px;
  height: 50px;
  border-radius: 11px;
  background: rgba(var(--sme-teal-rgb), 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sme-teal);
  font-size: 1.35rem;
  flex-shrink: 0; }

.sme-icon-blue {
  width: 50px;
  height: 50px;
  border-radius: 11px;
  background: rgba(0, 89, 172, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sme-blue);
  font-size: 1.35rem;
  flex-shrink: 0; }

.sme-icon-lg {
  width: 62px;
  height: 62px;
  border-radius: 15px;
  background: rgba(var(--sme-teal-rgb), 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sme-teal);
  font-size: 1.7rem;
  flex-shrink: 0; }

.sme-stats-bar {
  background-color: var(--sme-navy);
  padding: 3rem 0; }
  .sme-stats-bar .stat-num {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--sme-teal);
    line-height: 1;
    font-family: 'Manrope', sans-serif; }
  .sme-stats-bar .stat-label {
    color: rgba(255, 255, 255, 0.55);
    font-size: 0.82rem;
    margin-top: 0.5rem;
    font-weight: 500;
    line-height: 1.4;
    max-width: 160px;
    margin-left: auto;
    margin-right: auto; }
  .sme-stats-bar .stat-divider {
    width: 1px;
    height: 48px;
    background: rgba(255, 255, 255, 0.1);
    margin: auto; }

.sme-faq-list {
  display: flex;
  flex-direction: column;
  gap: 18px; }

.sme-acc-item {
  position: relative;
  overflow: hidden;
  border-radius: 20px;
  background: #fff;
  border: 0 !important;
  transition: box-shadow 0.3s ease; }
  .sme-acc-item::before {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: inherit;
    pointer-events: none;
    box-shadow: inset 0 0 12px rgba(var(--sme-teal-rgb), 0.25), inset 0 0 0 1px rgba(var(--sme-teal-rgb), 0.4), inset 0 0 18px rgba(var(--sme-teal-rgb), 0.2);
    z-index: 0; }
  .sme-acc-item:hover::before {
    box-shadow: inset 0 0 16px rgba(var(--sme-teal-rgb), 0.35), inset 0 0 0 1px rgba(var(--sme-teal-rgb), 0.55), inset 0 0 24px rgba(var(--sme-teal-rgb), 0.28); }

.sme-acc-q {
  cursor: pointer;
  list-style: none;
  padding: 18px 20px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 600;
  font-size: 1rem;
  color: var(--sme-dark);
  position: relative;
  z-index: 1; }
  .sme-acc-q::-webkit-details-marker {
    display: none; }
  .sme-acc-q::marker {
    content: ''; }
  .sme-acc-q::after {
    content: '';
    margin-left: auto;
    flex-shrink: 0;
    width: 10px;
    height: 10px;
    border-right: 2px solid var(--sme-teal);
    border-bottom: 2px solid var(--sme-teal);
    transform: rotate(45deg);
    transition: transform 0.25s ease;
    filter: drop-shadow(0 0 4px rgba(var(--sme-teal-rgb), 0.4)); }

details[open] .sme-acc-q::after {
  transform: rotate(225deg); }

.sme-acc-a {
  font-size: 0.92rem;
  line-height: 1.78;
  color: #444;
  padding: 0 20px 18px 20px;
  position: relative;
  z-index: 1; }

@media (max-width: 768px) {
  .sme-acc-q {
    font-size: 0.85rem;
    padding: 14px; }
  .sme-acc-a {
    font-size: 0.82rem;
    padding: 0 14px 14px; } }

.sme-event-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem; }
  @media (max-width: 768px) {
    .sme-event-grid {
      grid-template-columns: repeat(2, 1fr); } }
  .sme-event-grid .event-photo {
    border-radius: 8px;
    overflow: hidden;
    aspect-ratio: 4/3;
    background: var(--sme-bg-alt); }
    .sme-event-grid .event-photo img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      transition: transform 0.3s ease; }
    .sme-event-grid .event-photo:hover img {
      transform: scale(1.04); }

.sme-details-box {
  background-color: var(--sme-navy);
  background-image: linear-gradient(145deg, var(--sme-navy) 0%, #0e2258 100%);
  border-radius: 16px;
  padding: 2rem;
  color: #fff; }
  .sme-details-box .detail-row {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    padding: 0.75rem 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.07); }
    .sme-details-box .detail-row:last-child {
      border-bottom: none; }
    .sme-details-box .detail-row .detail-label {
      color: rgba(255, 255, 255, 0.5);
      font-size: 0.8rem;
      font-weight: 600;
      min-width: 130px;
      flex-shrink: 0; }
    .sme-details-box .detail-row .detail-value {
      color: #fff;
      font-weight: 600;
      font-size: 0.9rem; }

.sme-benefit-card {
  background: #fff;
  border: 1px solid var(--sme-border);
  border-radius: 12px;
  padding: 1.5rem;
  height: 100%;
  transition: border-color 0.2s, box-shadow 0.2s; }
  .sme-benefit-card:hover {
    border-color: rgba(var(--sme-teal-rgb), 0.5);
    box-shadow: 0 6px 20px rgba(var(--sme-teal-rgb), 0.1); }
  .sme-benefit-card .benefit-icon {
    width: 46px;
    height: 46px;
    background: rgba(var(--sme-teal-rgb), 0.12);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--sme-teal);
    font-size: 1.3rem;
    margin-bottom: 1rem; }
  .sme-benefit-card h5 {
    font-weight: 700;
    font-size: 0.97rem;
    color: var(--sme-dark);
    margin-bottom: 0.4rem; }
  .sme-benefit-card p {
    color: var(--sme-muted);
    font-size: 0.86rem;
    line-height: 1.65;
    margin: 0; }

.note-card {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 8px rgba(0, 0, 0, 0.25);
  background: #fff;
  display: flex;
  flex-direction: column;
  transition: box-shadow 0.2s, transform 0.2s; }
  .note-card:hover {
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.18);
    transform: translateY(-3px); }
  .note-card .note-risk-badge {
    padding: 14px 20px;
    text-align: center;
    font-weight: 700;
    font-size: 0.95rem;
    color: #000;
    border-radius: 0;
    margin: 0; }
    .note-card .note-risk-badge.risk-low {
      background: #4CD561; }
    .note-card .note-risk-badge.risk-moderate {
      background: #FAFF00; }
    .note-card .note-risk-badge.risk-high {
      background: #FF4444;
      color: #fff; }
  .note-card .note-body {
    padding: 1.25rem 1.5rem;
    flex: 1; }
    .note-card .note-body .note-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      column-gap: 15px;
      row-gap: 8px;
      font-size: 0.88rem;
      color: #000;
      line-height: 1.8; }
      .note-card .note-body .note-grid .note-label {
        color: #555; }
      .note-card .note-body .note-grid .note-value {
        font-weight: 700; }
  .note-card .note-progress-wrap .note-progress-bar {
    width: 100%;
    max-width: 200px;
    height: 18px;
    background: #e0e0e0;
    border-radius: 10px;
    overflow: hidden; }
    .note-card .note-progress-wrap .note-progress-bar .note-progress-fill {
      height: 100%;
      background: var(--sme-teal);
      display: flex;
      align-items: center;
      justify-content: center;
      font-weight: 700;
      font-size: 0.72rem;
      color: #000; }
  .note-card .note-cta {
    padding: 0 1.5rem 1.75rem;
    text-align: center; }
    .note-card .note-cta a {
      display: inline-block;
      background: lightgrey;
      color: #000;
      font-weight: 600;
      font-size: 0.88rem;
      border-radius: 6px;
      padding: 0.55rem 2rem;
      text-decoration: none;
      transition: background 0.2s; }
      .note-card .note-cta a:hover {
        background: var(--sme-teal);
        color: #000; }

.sme-ref-table {
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06); }
  .sme-ref-table table {
    width: 100%;
    border-collapse: collapse;
    margin: 0; }
  .sme-ref-table thead {
    background: var(--sme-blue);
    color: #fff; }
    .sme-ref-table thead th {
      padding: 0.95rem 1.25rem;
      font-weight: 700;
      font-size: 0.9rem; }
  .sme-ref-table tbody tr:nth-child(even) {
    background: var(--sme-bg-alt); }
  .sme-ref-table tbody tr:hover {
    background: rgba(var(--sme-teal-rgb), 0.06); }
  .sme-ref-table tbody td {
    padding: 0.85rem 1.25rem;
    font-size: 0.88rem;
    border-bottom: 1px solid var(--sme-border); }
    .sme-ref-table tbody td.reward-col {
      color: var(--sme-blue);
      font-weight: 700; }
  .sme-ref-table tbody tr:last-child td {
    background: rgba(0, 89, 172, 0.06);
    font-weight: 700;
    border-bottom: none; }

.sme-compare-table {
  background: #fff;
  border-radius: 12px;
  overflow-x: auto;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.06); }
  .sme-compare-table table {
    width: 100%;
    border-collapse: collapse;
    min-width: 640px; }
  .sme-compare-table thead {
    background: var(--sme-blue);
    color: #fff; }
    .sme-compare-table thead th {
      padding: 1rem;
      font-weight: 700;
      font-size: 0.86rem;
      white-space: nowrap; }
      .sme-compare-table thead th.col-highlight {
        background: var(--sme-blue-dark);
        border-bottom: 3px solid var(--sme-teal); }
  .sme-compare-table tbody tr:nth-child(even) {
    background: var(--sme-bg-alt); }
  .sme-compare-table tbody td {
    padding: 0.88rem 1rem;
    font-size: 0.84rem;
    border-bottom: 1px solid var(--sme-border);
    vertical-align: top;
    line-height: 1.55; }
    .sme-compare-table tbody td.col-highlight {
      background: rgba(0, 89, 172, 0.04);
      font-weight: 600;
      color: var(--sme-blue); }
  .sme-compare-table tbody tr:last-child td {
    border-bottom: none; }

.sme-form-wrap {
  background: #fff;
  border: 1px solid var(--sme-border);
  border-radius: 16px;
  padding: 2rem;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.05); }
  .sme-form-wrap .form-label {
    font-weight: 600;
    font-size: 0.86rem;
    color: var(--sme-dark);
    margin-bottom: 0.4rem; }
  .sme-form-wrap .form-control,
  .sme-form-wrap .form-select {
    border: 1.5px solid var(--sme-border);
    border-radius: 8px;
    font-size: 0.9rem;
    padding: 0.58rem 0.88rem;
    font-family: 'Manrope', sans-serif;
    transition: border-color 0.2s, box-shadow 0.2s; }
    .sme-form-wrap .form-control:focus,
    .sme-form-wrap .form-select:focus {
      border-color: var(--sme-teal);
      box-shadow: 0 0 0 3px rgba(var(--sme-teal-rgb), 0.15);
      outline: none; }

.about-team-photo {
  padding: 0 0 3rem; }
  .about-team-photo .container {
    text-align: center; }

.about-team-img {
  width: 100%;
  max-width: 750px;
  border-radius: 20px;
  display: block;
  margin: 0 auto;
  box-shadow: 0 16px 48px rgba(0, 0, 0, 0.12);
  margin-top: -4rem;
  position: relative;
  z-index: 2; }

.about-dbs-logo {
  max-width: 280px;
  width: 100%;
  height: auto; }

.about-info-pill {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  background: rgba(var(--sme-teal-rgb), 0.06);
  border: 1px solid rgba(var(--sme-teal-rgb), 0.2);
  border-radius: 10px;
  padding: 0.85rem 1rem; }

.about-info-icon {
  width: 36px;
  height: 36px;
  min-width: 36px;
  background: rgba(var(--sme-teal-rgb), 0.15);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--sme-teal);
  font-size: 1rem; }

.about-info-label {
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--sme-muted);
  margin-bottom: 0.15rem; }

.about-info-value {
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--sme-dark);
  line-height: 1.4; }

.sme-member-card {
  display: flex;
  background: #fff;
  border-radius: 20px;
  overflow: hidden;
  position: relative; }
  .sme-member-card::before {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: inherit;
    pointer-events: none;
    box-shadow: inset 0 0 0 1.5px rgba(var(--sme-teal-rgb), 0.5), 0 4px 24px rgba(var(--sme-teal-rgb), 0.12);
    z-index: 0; }
  @media (max-width: 767px) {
    .sme-member-card {
      flex-direction: column; } }
.member-photo {
  width: 280px;
  min-width: 280px;
  flex-shrink: 0;
  position: relative;
  z-index: 1; }
  .member-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
    display: block; }
  @media (max-width: 767px) {
    .member-photo {
      width: 100%;
      min-width: 0;
      height: 420px; } }
.member-content {
  flex: 1;
  padding: 1.75rem;
  position: relative;
  z-index: 1; }

.member-identity .founder-name {
  font-size: 1.6rem; }

.advisor-name {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--sme-dark); }

.member-section-title {
  font-weight: 800;
  font-size: 0.9rem;
  color: var(--sme-dark);
  margin-bottom: 0.6rem; }

.member-impact-text {
  font-size: 0.86rem;
  color: var(--sme-muted);
  line-height: 1.72;
  margin: 0; }

.sme-member-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  border: none;
  padding: 0; }

.sme-member-tab-btn {
  background: transparent;
  border: 1.5px solid var(--sme-border);
  border-radius: 6px;
  color: var(--sme-muted);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 0.3rem 0.8rem;
  cursor: pointer;
  transition: all 0.15s;
  font-family: 'Manrope', sans-serif;
  white-space: nowrap; }
  .sme-member-tab-btn:hover {
    border-color: var(--sme-teal);
    color: var(--sme-dark); }
  .sme-member-tab-btn.active {
    background: var(--sme-teal);
    border-color: var(--sme-teal);
    color: var(--sme-navy); }

.member-tab-content {
  border: none;
  padding: 0;
  box-shadow: none;
  min-height: 100px; }
  .member-tab-content .tab-pane {
    display: block !important;
    visibility: hidden;
    height: 0;
    overflow: hidden;
    transition: none; }
    .member-tab-content .tab-pane.active {
      visibility: visible;
      height: auto;
      overflow: visible; }

.member-tab-text {
  font-size: 0.86rem;
  color: var(--sme-muted);
  line-height: 1.72;
  margin: 0; }

.sme-team-section .founder-points li {
  color: var(--sme-muted); }
  .sme-team-section .founder-points li i {
    color: var(--sme-teal); }

.sme-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-bottom: 1rem; }
  .sme-contact-item .contact-icon {
    width: 40px;
    height: 40px;
    min-width: 40px;
    background: rgba(var(--sme-teal-rgb), 0.12);
    border-radius: 9px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--sme-teal);
    font-size: 1.1rem; }
  .sme-contact-item .contact-label {
    font-size: 0.72rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    color: var(--sme-muted);
    margin-bottom: 0.15rem; }
  .sme-contact-item .contact-value {
    font-size: 0.92rem;
    font-weight: 600;
    color: var(--sme-dark);
    line-height: 1.5; }
    .sme-contact-item .contact-value a {
      color: var(--sme-dark);
      text-decoration: none; }
      .sme-contact-item .contact-value a:hover {
        color: var(--sme-blue); }

.sme-cta-banner {
  background-color: var(--sme-navy);
  background-image: linear-gradient(135deg, var(--sme-navy) 0%, #0e2258 60%, #093a7a 100%);
  border-radius: 20px;
  padding: 3.5rem 2.5rem;
  text-align: center;
  position: relative;
  overflow: hidden; }
  .sme-cta-banner::before {
    content: '';
    position: absolute;
    top: -40%;
    right: -5%;
    width: 280px;
    height: 280px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(var(--sme-teal-rgb), 0.07) 0%, transparent 70%);
    pointer-events: none; }
  .sme-cta-banner h2, .sme-cta-banner h3 {
    color: #fff;
    font-weight: 800;
    position: relative;
    z-index: 1; }
  .sme-cta-banner p {
    color: rgba(255, 255, 255, 0.68);
    position: relative;
    z-index: 1; }
  .sme-cta-banner .btn-sme-teal, .sme-cta-banner .btn-sme-outline-white, .sme-cta-banner .btn-sme-primary {
    position: relative;
    z-index: 1; }
  @media (max-width: 768px) {
    .sme-cta-banner {
      padding: 2.5rem 1.5rem; } }
.sme-sc-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(var(--sme-teal-rgb), 0.1);
  border: 1px solid rgba(var(--sme-teal-rgb), 0.32);
  border-radius: 8px;
  padding: 0.48rem 0.9rem;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--sme-teal); }
  .sme-sc-badge i {
    font-size: 1rem; }

.sme-step-num {
  width: 42px;
  height: 42px;
  min-width: 42px;
  border-radius: 50%;
  background: var(--sme-blue);
  color: #fff;
  font-weight: 800;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Manrope', sans-serif; }

.eligibility-item {
  display: flex;
  gap: 0.75rem;
  padding: 0.8rem 0;
  border-bottom: 1px solid var(--sme-border); }
  .eligibility-item:last-child {
    border-bottom: none; }
  .eligibility-item .ei-check {
    color: var(--sme-teal);
    font-size: 1.05rem;
    flex-shrink: 0;
    margin-top: 0.1rem; }
  .eligibility-item .ei-title {
    font-weight: 700;
    color: var(--sme-dark);
    font-size: 0.9rem; }
  .eligibility-item .ei-desc {
    font-size: 0.83rem;
    color: var(--sme-muted);
    margin-top: 0.08rem;
    line-height: 1.5; }

.sme-cta-split {
  background-color: var(--sme-navy);
  background-image: linear-gradient(135deg, var(--sme-navy) 0%, #0e2258 100%);
  padding: 4rem 0; }
  @media (max-width: 768px) {
    .sme-cta-split {
      padding: 3rem 0; } }
.sme-cta-split-title {
  color: #fff;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 800;
  margin-bottom: 1rem; }

.sme-cta-split-desc {
  color: rgba(255, 255, 255, 0.65);
  font-size: 0.95rem;
  line-height: 1.78;
  max-width: 580px;
  margin: 0; }

.sme-cta-split-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  color: #fff !important;
  font-size: clamp(1.4rem, 2.5vw, 1.9rem);
  font-weight: 800;
  text-decoration: none;
  transition: gap 0.2s, color 0.2s; }
  .sme-cta-split-btn i {
    transition: transform 0.2s; }
  .sme-cta-split-btn:hover {
    color: var(--sme-teal) !important;
    gap: 1rem; }
    .sme-cta-split-btn:hover i {
      transform: translateX(4px); }

.sme-footer-white {
  background: #fff;
  border-top: 1px solid var(--sme-border);
  padding: 4rem 0 0;
  color: var(--sme-dark); }

.sme-footer-links-row {
  padding-bottom: 2.5rem; }

.sme-footer-heading {
  font-size: 0.84rem;
  font-weight: 800;
  color: var(--sme-dark);
  margin-bottom: 1rem;
  text-transform: none;
  letter-spacing: 0; }

.sme-footer-link {
  display: flex;
  align-items: baseline;
  gap: 0.35rem;
  color: var(--sme-muted) !important;
  font-size: 0.82rem;
  text-decoration: none;
  margin-bottom: 0.45rem;
  transition: color 0.15s; }
  .sme-footer-link i {
    color: var(--sme-teal);
    font-size: 0.65rem;
    flex-shrink: 0; }
  .sme-footer-link:hover {
    color: var(--sme-blue) !important; }

.sme-footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.55rem;
  font-size: 0.82rem;
  color: var(--sme-muted);
  margin-bottom: 0.6rem;
  line-height: 1.55; }
  .sme-footer-contact-item i {
    color: var(--sme-teal);
    font-size: 0.88rem;
    margin-top: 0.15rem;
    flex-shrink: 0; }
  .sme-footer-contact-item a {
    color: var(--sme-muted);
    text-decoration: none; }
    .sme-footer-contact-item a:hover {
      color: var(--sme-blue); }
  .sme-footer-contact-item strong {
    color: var(--sme-dark); }

.sme-footer-hr {
  border: none;
  border-top: 1.5px solid var(--sme-teal);
  opacity: 0.35;
  margin: 0; }

.sme-footer-bottom-row {
  padding: 1.75rem 0 2rem; }

.sme-footer-legal-btn {
  display: inline-block;
  border: 1px solid var(--sme-border);
  border-radius: 6px;
  padding: 0.3rem 0.75rem;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--sme-dark) !important;
  text-decoration: none;
  transition: border-color 0.15s, color 0.15s; }
  .sme-footer-legal-btn:hover {
    border-color: var(--sme-teal);
    color: var(--sme-blue) !important; }

.sme-footer-social {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--sme-teal);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #fff !important;
  font-size: 1rem;
  text-decoration: none;
  transition: background 0.2s, transform 0.2s; }
  .sme-footer-social:hover {
    background: var(--sme-blue);
    transform: translateY(-2px); }

.sme-footer-logo-img {
  height: 52px;
  width: auto;
  object-fit: contain; }

.sme-footer-copyright {
  background: var(--sme-teal);
  padding: 0.75rem 0;
  text-align: center;
  margin-top: 0; }
  .sme-footer-copyright p {
    color: var(--sme-navy);
    font-size: 0.8rem;
    font-weight: 600; }

@media (max-width: 768px) {
  .hero-main {
    min-height: 75vh; }
  .sme-py {
    padding: 3.25rem 0; }
  .sme-py-sm {
    padding: 2.5rem 0; }
  .sme-stats-bar .stat-divider {
    display: none; }
  .sme-details-box .detail-row {
    flex-direction: column;
    gap: 0.2rem; } }